{
  "meta" : {
    "LastUpdated" : "2026-02-03T11:07:34.999Z",
    "TotalResults" : 0,
    "Agreement" : "Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions",
    "License" : "https://www.openbanking.org.uk/open-licence",
    "TermsOfUse" : "https://www.openbanking.org.uk/terms-conditions/"
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  "data" : [ {
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      "BrandName" : "VM",
      "PublicationDate" : "2026-02-15",
      "MeasurementPeriodStartDate" : "2025-10-01",
      "MeasurementPeriodEndDate" : "2025-12-31",
      "Notes" : "Virgin Money Service Quality Metrics for Personal Current Accounts",
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            "Note" : "[1] This is a list of common queries. It does not represent the full list of queries you can raise in relation to your account, or of queries you can raise in one of our branches.   [2] Other Help and Support is available online here This gives you further information about our current account including our application process, ways of banking and managing your account. You will also find further information about our online and mobile banking services.   [3] If you wish to speak to an appropriately trained member of staff about these queries, contact details are available within the app or use the telephone numbers within the table.   [4] We are closed on 25 December, 26 December and 1 January."
          } ]
        }, {
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            "Note" : "[1] This is a list of common queries. It does not represent the full list of queries you can raise in relation to your account, or of queries you can raise in one of our branches.   [2] Other Help and Support is available online here This gives you further information about our current account including our application process, ways of banking and managing your account. You will also find further information about our online and mobile banking services.   [3] If you wish to speak to an appropriately trained member of staff about these queries, contact details are available within the app or use the telephone numbers within the table.   [4] We are closed on 25 December, 26 December and 1 January."
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          "ServiceMatterAvailabilityMethod" : [ {
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          "MatterType" : "Problems using online banking or mobile banking",
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          "ServiceMatterAvailabilityMethod" : [ {
            "MatterMethodType" : "Telephone Banking",
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            "MatterMethodType" : "Online Banking",
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            "ActionMethodType" : "MobileBanking",
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            "FromDate" : "2025-10-01",
            "ToDate" : "2025-12-31",
            "IncidentCount" : 0
          }, {
            "IncidentReportingType" : "Yearly",
            "FromDate" : "2025-01-01",
            "ToDate" : "2025-12-31",
            "IncidentCount" : 0
          } ]
        } ]
      },
      "ComplaintsData" : {
        "CompliantsDataDetails" : {
          "CompliantsDataAvailable" : "Yes",
          "CompliantsInfoURL" : "https://uk.virginmoney.com/service/complaints/data/",
          "OmbudsmanURL" : "https://www.financial-ombudsman.org.uk/data-insight/half-yearly-complaints-data"
        }
      },
      "AccountOpeningSummary" : {
        "DocumentAndInfoURL" : "https://uk.virginmoney.com/current-accounts/minimum-documents-and-information-required/",
        "SummaryDescription" : "[1] ID and verification: Acceptable proof of identity documents & Acceptable proof of address documents   [2] Information we need about you: Personal information | Employment and tax status | Income and expenditure | Account usage | Funding information   [3] Requesting an arranged overdraft   [4] Switching your current account to us   [5] Your consent to open the account   [6] Current accounts with benefits",
        "AccountOpeningSummaryDetails" : [ {
          "AccountOpeningChannelType" : "OpenAccountWithoutVisit",
          "ChannelUsage" : "Yes"
        }, {
          "AccountOpeningChannelType" : "VisitBranchWithoutAppointment",
          "ChannelUsage" : "InSomeCases"
        }, {
          "AccountOpeningChannelType" : "SendingDocumentElectronically",
          "ChannelUsage" : "Yes"
        }, {
          "AccountOpeningChannelType" : "OpenAccountByPost",
          "ChannelUsage" : "NotPossible"
        } ]
      },
      "AccountOpeningTimeLineDetails" : {
        "AccountOpeningURL" : "https://uk.virginmoney.com/current-accounts/",
        "AccountOpeningDocumentationURL" : "https://uk.virginmoney.com/current-accounts/minimum-documents-and-information-required/",
        "AccountOpeningTimelineParameters" : [ {
          "OpeningAccountTimelineType" : "How quickly do we open personal current accounts?",
          "AccountOpeningTimelineMetrics" : [ {
            "TimelineMetricsType" : "The same day for X% of customers",
            "MetricsValue" : 79
          }, {
            "TimelineMetricsType" : "On average (In number of days)",
            "MetricsValue" : 1
          }, {
            "TimelineMetricsType" : "Within the number of days for 99% of our customers",
            "MetricsValue" : 15
          } ]
        }, {
          "OpeningAccountTimelineType" : "DebitCardAvailability",
          "AccountOpeningTimelineMetrics" : [ {
            "TimelineMetricsType" : "The same day for X% of customers",
            "MetricsValue" : 0
          }, {
            "TimelineMetricsType" : "On average (In number of days)",
            "MetricsValue" : 3
          }, {
            "TimelineMetricsType" : "Within the number of days for 99% of our customers",
            "MetricsValue" : 6
          } ]
        }, {
          "OpeningAccountTimelineType" : "How quickly do customers get online banking?",
          "AccountOpeningTimelineMetrics" : [ {
            "TimelineMetricsType" : "The same day for X% of customers",
            "MetricsValue" : 100
          }, {
            "TimelineMetricsType" : "On average (In number of days)",
            "MetricsValue" : 0
          }, {
            "TimelineMetricsType" : "Within the number of days for 99% of our customers",
            "MetricsValue" : 0
          } ]
        }, {
          "OpeningAccountTimelineType" : "OverdraftAvailability",
          "AccountOpeningTimelineMetrics" : [ {
            "TimelineMetricsType" : "The same day for X% of customers",
            "MetricsValue" : 0
          }, {
            "TimelineMetricsType" : "On average (In number of days)",
            "MetricsValue" : 4
          }, {
            "TimelineMetricsType" : "Within the number of days for 99% of our customers",
            "MetricsValue" : 9
          } ]
        } ]
      },
      "CardReplacementTimeLine" : {
        "CardReplacementTimeLineDetails" : [ {
          "CardReplacementTimeline" : "DebitCardReplacement",
          "CardReplacementTimelineMetrics" : [ {
            "TimelineMetricsType" : "The same day for X% of customers",
            "MetricsValue" : 0
          }, {
            "TimelineMetricsType" : "On average (In number of days)",
            "MetricsValue" : 3
          }, {
            "TimelineMetricsType" : "Within the number of days for 99% of our customers",
            "MetricsValue" : 6
          } ]
        } ]
      }
    } ]
  } ]
}
